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The difference between captive and independent agents in Medford, Southern Oregon and Northwestern States

Independent Southern Oregon agents shop for the best insurance coverage and rates for their clients!

Choosing the right agent not only can make a difference in how much service you get and what kind of advice you get when you need it. There are two different kinds of insurance agents you should consider.

Independent insurance agents in Medford, OR.Captive agents are insurance agents who represent and write policies for just one insurance company. State Farm and Allstate are two common examples of insurance companies that only employ captive agents in the Southern Oregon Area. If the insurance carrier a captive agent works for has subsidiaries, the agent may be able to write policies for those subsidiaries as well, but they cannot write insurance policies for companies outside of their corporate umbrella.  Continue reading